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Showing posts from November, 2022

Going on a Road trip to Mexico in December

 If you are thinking about taking a road trip to Mexico in December, you should seriously consider buying Mexico Tourist Auto Insurance to protect your vacation investment — and your safety! If something goes wrong while you are on your trip, or if an unforeseen event stops you from being able to make it there, the cost of travel insurance will be worth it. The Risks of Traveling Without Mexican Auto Insurance Every driver of a car involved in an accident in Mexico must provide proof of valid insurance or responsibility. Unfortunately, while your American driver's license is accepted in Mexico, your U.S (United States). auto insurance is not. The Mexican government requires you to purchase a policy issued by a Mexican insurance provider before you drive on their roads. Failure to do so can result in fines, confiscation of your vehicle, and even imprisonment. The good news is that you can easily prevent these potential mishaps by purchasing Mexican Tourist Auto Insurance online b...

Maritime Expat Boaters in Mexico

 A long-term commitment to the boating lifestyle can provide great joy. Yet there is always some level of risk involved in any endeavor like this, including medical emergencies. You never know when something will go wrong, and you might need medical attention. To help protect against the financial risk of any unforeseeable and unfortunate event, you should look into Global Health Insurance plans that will help cover the costs of medical expenses that your crew or captain might incur. It is important to know that most U.S. health insurance plans do not cover you outside of your home country. The best way to ensure coverage globally is by purchasing a Global Medical Insurance plan.  You Get Access to Private Care Choosing a health insurance policy as an Expat boater in Mexico depends on where you wish to receive treatment — whether in a public or private hospital. Generally, public hospitals are crowded, and the hospital staff primarily speaks Spanish. Waiting times for non...

Sailing From the US to Mexican Waters 

 If you are taking your boat to Mexico, you may be wondering about the different regulations regarding insurance coverage — and why shouldn't you? You must know how the law impacts your insurance options to ensure your watercraft makes it across the border in one piece. This blog will explain what you need to know about Mexican insurance requirements before taking your boat across the border! Insurance Requirements If you plan to take your boat across the border from the US to Mexican waters, make sure you comply with Mexican insurance requirements. Mexican law states that boaters MUST carry Mexico watercraft insurance through a Mexican-domiciled insurance provider. Without a watercraft insurance policy, you risk getting your vessel impounded by Mexican authorities and/or being fined or even imprisoned. 3 ways to protect your watercraft in Mexico — hull, Mexican liability, and Mexico automobile liability insurance. Hull insurance covers the cost of repairing or replacing the...

Importance of Long-Term Care: Average Cost Today vs. in 30 Years

 While many of us want to believe that we are young and healthy enough to avoid dealing with Long-Term Care, the fact is that it is something that affects nearly everyone at some point in life. In fact, roughly half of everyone over 65 will need some assistance with day-to-day tasks — such as getting dressed and bathing — as they get older. If you are between the ages of 40 and 65 and don't have any form of Long-Term Care coverage, you should reconsider your decision. Long-Term Care coverage is not necessarily the cheapest option available, but it can help you save thousands of dollars in the long run. Let's understand how… What is Long-Term Care and how much will the cost increase over the next 30 years? Long-Term Care is type of care that lasts for an extended period. It can be of great help as you age and need to pay for services that will help you live a comfortable life without feeling dependent on family or caregivers. Long-Term Care can include 24-hour nursing care, h...