Sailing From the US to Mexican Waters 

 If you are taking your boat to Mexico, you may be wondering about the different regulations regarding insurance coverage — and why shouldn't you? You must know how the law impacts your insurance options to ensure your watercraft makes it across the border in one piece.

This blog will explain what you need to know about Mexican insurance requirements before taking your boat across the border!

Insurance Requirements

If you plan to take your boat across the border from the US to Mexican waters, make sure you comply with Mexican insurance requirements.

Mexican law states that boaters MUST carry Mexico watercraft insurance through a Mexican-domiciled insurance provider. Without a watercraft insurance policy, you risk getting your vessel impounded by Mexican authorities and/or being fined or even imprisoned.

3 ways to protect your watercraft in Mexico — hull, Mexican liability, and Mexico automobile liability insurance.

  • Hull insurance covers the cost of repairing or replacing the hull (the outer shell of your watercraft that usually has a metal frame supporting the cabin space), permanently attached equipment, and propulsion systems if damaged.
  • Mexico boat and yacht liability insurance covers the cost of repairs or replacements for personal injuries caused to a third-party or damage done to other boats by your boat. It is a way to protect yourself financially if you accidentally injure someone or destroy someone else's property while on the water.
  • Mexico auto liability insurance covers accidents that happen when trailering your boat on land and are not covered by hull or liability insurance. In other words, if you crash into a bridge after leaving the boat ramp, your automobile liability insurance will cover it.

If you’re planning to sail down south and know there may be some heavy winds and choppy waters, buying a Mexico boat and yacht hull and liability insurance can offer peace of mind when cruising through unfamiliar territory. Contact a reputable insurance agency like West Coast Global Insurance Services today for more information about your policy options, and get ready to hit the waves with confidence! Visit their website to learn more and to receive an estimate for the best online Watercraft Insurance today!

 

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