West Coast Global Insurance Services

 If you are an American living in Mexico and want to buy a house there, you must know how Mexico home insurance is different from home insurance in the US. Both provide some fundamental protections to your home, but they have some big differences as well. Knowing these differences can help you choose the best insurance for your new home and make sure it is well-protected. Keep reading to find out what those differences are and why they are important. Coverage for natural disasters and liability There are fewer differences than you may think. Catastrophic coverage like Hurricane & Earthquake coverage is optional and can be included in your policy upon request. If you want to include additional coverage for Hurricane & Earthquake damage, you will need to add this additional coverage for a premium on your policy. Liability coverage is also where US and Mexico home insurance policies do not differ. Liability protection comes as standard in most US policies and covers you i...

 If you are planning a road trip from the US to Mexico, you need to know the auto insurance laws that apply in Mexico. Mexican law requires that all drivers, including US visitors, must carry liability insurance issued by a Mexican insurance company. If you don't have this insurance, you could get into serious legal trouble and pay some very hefty fines as well. Mexico auto insurance gives you the necessary liability coverage, making sure you meet the country's legal requirements and are adequately covered if you get into an accident on the road. What are Mexico's liability coverage minimums? In Mexico, it is a legal requirement for all drivers to carry liability insurance with a minimum coverage amount of 100,000 Mexican pesos (around $4,880 USD) for bodily injury or death that could happen from the accident. All drivers must also carry liability coverage for property damage with a minimum requirement of 50,000 Mexican pesos (around $2,440 USD). Should you accidentally...

 Figuring out Mexico auto insurance requirements and choosing the best coverage for your needs is easier said than done. The stakes are high, as making even minor mistakes could leave you without the necessary protection when you need it most. Fortunately, with some knowledge and careful planning, you can avoid making these common mistakes and have a fun and stress-free trip. Don’t assume your US policy covers you in Mexico. A common misconception among people is that their car insurance policy from the US will provide coverage while they are driving in Mexico. The reality is that every driver in Mexico is required to have liability insurance issued by a Mexican insurance company. This is because standard US policies don’t cover liability claims in Mexico. Pick the right coverage for your needs. Sometimes people choose the minimum liability coverage because they want to save money. While that might sound like a good idea, it does not give you enough protection, especially in s...

 Getting Global medical insurance is necessary if you are planning to live or travel to another country. It gives you peace of mind and makes sure you can access good healthcare no matter where you are. However, you should know that not every global medical insurance policy covers everything, which is why you must be aware of the limits and exclusions in your policy. This is what global medical insurance typically covers: Most global medical insurance plans cover essential medical services, like doctor visits, hospitalization, or emergency care. Some even include emergency air evacuation benefits to help you get flown to the nearest hospital in a serious health emergency. You can also pick your own doctors and hospitals as most global expat medical plans provide free choice options outside the United States. Most plans come with these basic benefits, but there are often coverage limits on how much the plan will pay for each service. You must be aware of these limits because if ...

 If you are planning a boat trip to Mexico, you may already be familiar with the basics of Mexico watercraft insurance, but do you know the importance of medical and personal injury coverage in your policy? This coverage is important as it protects both you and your passengers if something goes wrong while you are sailing in Mexico. If you are found responsible for a boat accident that resulted in injuries to another person, the medical and personal injury coverage in your Mexico watercraft insurance will pay their medical bills. The costs of medical treatment, emergency transport, and specialized care can quickly add up and become overwhelming, especially when you are in a foreign country where the healthcare system is different from what you are used to. But with the right Mexico watercraft insurance, you can have peace of mind knowing that you are protected from the burden of exorbitant costs in the aftermath of such an accident. Buying your Mexico boat & yacht liability ...

 You must have Mexican liability insurance to be able to drive in Mexico because the law says so. This means that all drivers (including US or Canadian visitors like yourself) must have insurance that covers injuries or damages they cause to other people or their property in a road accident. The minimum requirements are 100,000 Mexican pesos (around $5,000) for injuries and 50,000 Mexican pesos (around $2,500) for property damage. But this minimum amount will not be enough if you get in a big accident, so it is best to get a policy with higher liability limits that can help you feel safer on your road trip. Getting in an accident can cost you a lot of money if you injure someone or cause property damage. That's why insurance companies usually recommend liability coverage with a combined single limit of $300,000 or more, and some even offer limits up to $1 million. Having this extra coverage gives you better protection from losing a lot of money if an accident results in serious i...

 If you want to drive to Mexico, it's very important to get the right Mexico auto insurance so you can have a safe and stress-free road trip. But with options like temporary and long-term insurance, it can seem a little tricky to figure out which one you need. Keep reading to learn which type of Mexico auto insurance makes the most sense for your travel plans. When a temporary Mexico auto policy is the best choice Temporary Mexico auto insurance is best for people who visit the country now and then or only for a short time. You can buy this insurance for only a few days or weeks, depending on how long you will be there. This type of insurance gives you the important protections you need to drive safely in Mexico, including liability insurance, which is required by Mexican law. Comprehensive plans also offer roadside assistance, property damage coverage, and medical coverage for car passengers. Long-term Mexico auto insurance might be better for frequent travelers Long-term M...