Maritime Expat Boaters in Mexico

 A long-term commitment to the boating lifestyle can provide great joy. Yet there is always some level of risk involved in any endeavor like this, including medical emergencies. You never know when something will go wrong, and you might need medical attention.

To help protect against the financial risk of any unforeseeable and unfortunate event, you should look into Global Health Insurance plans that will help cover the costs of medical expenses that your crew or captain might incur.

It is important to know that most U.S. health insurance plans do not cover you outside of your home country. The best way to ensure coverage globally is by purchasing a Global Medical Insurance plan. 

You Get Access to Private Care

Choosing a health insurance policy as an Expat boater in Mexico depends on where you wish to receive treatment — whether in a public or private hospital.

Generally, public hospitals are crowded, and the hospital staff primarily speaks Spanish. Waiting times for non-emergency procedures can be lengthy as well. In the case of local insurance — Instituto Mexicano del Seguro Social (IMSS) — some patients will be given more priority than expats due to their membership level, and some preexisting conditions might be excluded from coverage.

Therefore, as an Expat boater in Mexico, it is better to look into private global health insurance instead. Private care offers more flexibility with treatment options. In general, private doctors are well trained and speak English, with shorter wait times for non-emergency procedures. Private hospitals in Mexico also have access to more advanced technology and better infrastructure than public hospitals.

Maritime Global health insurance also covers repatriation back to your home country. The cost of a medical evacuation from Mexico can range from $35,000 to over $100,000. In the event of an emergency, having the right type of insurance would be the best way to get you back home quickly and safely.

Conclusion

Protecting your health is one of the most important things you can do as a boater. But to protect your health, you need good insurance. With Global Health Insurance marine medical insurance for full-time captains and staff working on yachts, no matter where you go in the world, you will have peace of mind knowing that there is a medical plan available to meet your needs.

Visit their website here to receive an estimate for the most reliable Maritime Global Health Insurance policy. If you want to learn more about this type of insurance, contact a reputable insurance broker like West Coast Global Insurance Services today!

 

 

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