West Coast Global Insurance Services

  If you own a property in Mexico, a Mexico homeowners Insurance policy is critical to safeguard against threats such as the potential damages caused by natural disasters. But which natural disasters are/are not covered by a Mexican homeowners’ insurance policy? If you have a  Mexican Home Insurance policy , you have coverage to safeguard your home against damage caused by covered events known as “insurance perils.” However, there are limitations to that coverage that may necessitate add-on or separate coverage. Also, Mexican homeowners’ insurance will NOT cover damage to your vehicle caused by a natural disaster even if it is parked on your premises. You should be covered, though, if you have comprehensive Mexico auto insurance. Here is what a standard Mexico homeowners insurance policy covers—and what it does not: Unless otherwise stated in your homeowner’s insurance policy,  hurricane and strong tropical storm damage  to your home, personal belongings, or structur...

  Are you looking into getting Mexico home insurance? Here are the answers to the four most frequently asked questions about Mexico home insurance to help you understand what you are buying. Q1. Do I need Mexico home insurance? Yes, you most certainly need  property insurance in Mexico  because your home in Mexico is an asset that you should safeguard from the risks of fire, natural disaster, and theft. In addition, you need liability coverage since it insures you against bodily harm and property damage caused to others while they are on your property. Q2. Do I need to insure my condominium’s interior in Mexico? Yes, if you own the interior features of your Mexico condominium—countertops, cabinetry, fixtures, interior walls, electrical, etc.—you should safeguard your financial investments. Liability coverage is indispensable not just if someone sustains a bodily injury while visiting your condominium but also if your condominium causes damage to a neighbor’s unit (for exa...

  If you are looking into buying a home in Mexico, you are already aware of the enormous investment potential of Mexican real estate and will want to safeguard your most valuable asset in Mexico. Hurricanes are among the most destructive natural forces from which you must protect your home in Mexico. Hurricanes are violent storms that can wreak havoc on Mexico’s coastal areas for sustained durations. In addition to destructive winds, a hurricane can bring torrential downpours that can last for days and lead to flooding. Your home and personal belongings may be at risk for a hurricane or violent tropical storm depending on where you own property in Mexico, so make sure you are covered by  property insurance in Mexico . What Does and Does Not Homeowners Insurance Cover in a Hurricane? “Mexico Hurricane insurance” is found in the (hydro-meteorological) coverage section in a Mexican Home and Condo insurance policy. This important coverage excluded by default & is added back or...

  Whether you are moving to Mexico from the U.S. or already live there as an expat, you should know that American health insurance programs—such as Medicare—do not extend beyond the country’s borders. In other words, your U.S. health insurance will NOT cover treatment in Mexico. The best way to protect yourself while living in México is to secure expat health insurance. Healthcare in Mexico for Expats Mexico’s healthcare system has a global reputation for being excellent yet affordable—healthcare costs in Mexico are estimated to be 25% to 30% lower than in the States! No wonder Mexico is the medical tourism destination of choice for most North Americans. However, relying exclusively on the national healthcare system as an expat in Mexico may not be enough. While public hospitals in Mexico are of a good standard, they are often completely saturated, especially in big cities like Mexico City, Guadalajara, Tijuana, and Monterrey. It is best to use the private sector to avoid unnecessa...