Does Your U.S. Car Insurance Cover You in Mexico?

If you are driving your U.S. registered car in Mexico and get in an accident there, you might find out too late that your U.S. car insurance will not be enough. Insurance laws in Mexico are different. And if you don’t follow these laws, it could cost you a lot and even get you behind bars.

Does U.S. car insurance work in Mexico?

U.S. auto insurance policies usually don’t cover you for liability in Mexico. Mexican law requires liability coverage from a company that is licensed in Mexico.

Some U.S. insurance companies might cover damage to your car near the border. But even then, you will not meet the Mexican legal liability requirements. And in that case, you could be treated as if you were driving without any insurance at all.

Mexico’s liability insurance requirement.

All drivers in Mexico must have liability coverage from a licensed Mexican insurance company. This type of insurance protects you against third-party injury and property damage claims. If you don’t have this insurance, you could face fines and possible jail time. 

If you buy your Mexico car insurance through an agency like West Coast Global Insurance Services, you can customize your coverage. On top of valid liability coverage, your policy can include the following:

● Physical damage and theft coverage for your car
● Medical coverage for you and your passengers
● Roadside assistance and legal support
● Flexible policy terms, from one-day plans to annual policies

Get your Mexico auto insurance quote today.

Once you cross into Mexico, your U.S. car insurance no longer applies. Stay protected on the road by getting Mexico auto insurance before your trip. If you want the best protection, buy your Mexico insurance online from West Coast Global Insurance Services before driving across the border. Request your free quote today.
Location: California, USA

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