7 Important Reasons why Everyone Should Secure Private Global Health Insurance when Living in San Miguel de Allende

 San Miguel de Allende is a welcoming community for foreign nationals. As an American expat, communicating with people will be the least of your concerns since many locals are good English speakers. The healthcare professionals in the city are also fluent in English — so you can be confident that you will be in good hands if you need medical services or treatment when you are in Mexico.

If you are planning on living in San Miguel de Allende for more than six months, though, we recommend securing private global health insurance. Here are seven reasons why:

  1. Most American health insurance policies provide little or no coverage for American expats in San Miguel de Allende. It is best to get a private Mexican insurance policy to stay protected from the unexpected.
  2. Private health insurance covers you at private healthcare facilities in San Miguel de Allende and allows you to pick your own health care provider. Private hospitals have shorter wait times and provide higher quality services than public hospitals. 
  3. While private healthcare in Mexico is significantly cheaper than in the US, it can still be too expensive to pay out of pocket. This makes a good private medical insurance policy necessary.
  4. If you suffered injuries in an accident and needed medical treatment beyond what San Miguel de Allende's medical facilities could offer, you may need to be airlifted. The cost of an emergency air evacuation can reach $25,000 — if you do not have the proper private health insurance, you will have to pay the bill yourself.
  5. Keep in mind that healthcare in Mexico is (primarily) provided in Spanish and not English. Though many Mexicans — particularly those in private healthcare in San Miguel de Allende — can speak good English, you should not expect to be seen by English-speaking medical staff. Fortunately, most private health insurers provide their customers with phone support. They can help you find a local translator or even provide phone interpretation.
  6. A private global health insurance plan is not only valid in Mexico. It truly is "global" — so it will follow you if you leave Mexico and move elsewhere. However, it is still a good idea to check with your insurance agent to see whether your policy will cover you outside of Mexico.
  7. Private health insurance policies offer comprehensive coverage that can be customized to your unique medical needs and budget.

Get Your Global Health Insurance Quote Today!

If you plan to live in San Miguel de Allende, West Coast Global Insurance Services has made it easy to protect yourself from the unexpected. Please fill out their Global Health Insurance Online Questionnaire to get a quote for the most reliable health coverage available throughout Mexico.

 

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