Mexican Car Insurance: 5 Important Facts You Must Know!

Are you planning on driving into Mexico? It is important that you must meet specific insurance requirements prior to crossing the border to ensure you have adequate legal coverage if you get involved in an accident in Mexico. Here are five facts about Mexican auto insurance that you should be aware of:

1. When driving in Mexico insurance is mandatory.

Your U.S. or Canadian insurance will no longer help you prove your financial responsibility once you cross the border into Mexico. Mexican third-party liability insurance, commonly known as liability-only insurance, will show authorities that you can cover bodily injuries to others and/or property damage.

2. More than just liability coverage.

Mexican auto insurance policies include various coverage options, the most basic of which is third-party liability coverage. However, a good auto insurance policy should also cover physical damage to your car, medical costs for the vehicle's occupants, legal representation, bail bond, and roadside assistance. There should also be the option of partial theft (of vehicle parts) and vandalism. Not all policies in Mexico provide this important coverage so if it is important to you, be sure that this coverage is included on your policy.

3. Protect yourself by choosing comprehensive coverage.

Suppose you buy comprehensive Mexican auto insurance online and are hit by another driver. In that case, your insurance will cover damages to your vehicle as well as medical expenses for you and your passengers up to the policy's stipulated limitations. A liability-only policy will not cover vehicle damage, but it will cover medical costs for you and your passengers up to the specified limits.

4. What to expect when filing a Mexican Auto Claim in Mexico?

After filing the claim in Mexico, all necessary information will be collected, and the amount of losses will be calculated. If your car requires major repairs, an auto mechanic will be selected, and the repairs will begin. If the vehicle is deemed a total loss, the company will calculate its value based on pricing guides like the Kelley Blue Book. However, you must file your claim in Mexico before returning home by calling the number mentioned on your policy, failure to file your claim in Mexico may result your claim being denied.

5. Auto insurance policies are flexible. 

You can get a policy for as little as one day or as long as 1 year. If you plan on visiting Mexico more than once during the year, buying an annual online Mexican insurance will be more cost-effective.

Get Your Tourist Mexico Auto Insurance Quote Today!

West Coast Global Insurance Services has made it easy for their clients to secure a policy in a few easy steps online.  Protect yourself from the unexpected if you are driving to Mexico and Quote & Apply for insurance today. Clicking this link Mexico Auto Insurance Application you will be able to have all the control and see Mexican insurance carrier options, rates & deductibles. See you in Mexico !! 

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