Can You Get Mexico Homeowners Insurance During Hurricane Season?

 The answer to whether or not you can get homeowners insurance during hurricane season is pretty straightforward. Hurricane season in Mexico begins in the Middle of May and extends till the end of November. Mexico Insurance companies are not open to selling new policies, increasing limits, or making add-ons if a hurricane is imminent.

The insurance industry sets a moratorium period (or binding prohibitions) of about 48 hours (about 2 days), particularly for high-risk areas, which remains in effect until 72 hours (about 3 days) after the storm has hit the location.

If the hurricane watch is issued 48 hours (about 2 days) before the tropical-storm-force winds are expected to make landfall, buying a Mexican home insurance policy may be impossible. It is also critical to remember that insurance companies usually establish a 30-day waiting period on new policies from their purchase date.

Homeowners in Mexico have the option to include or exclude hurricane & water perils coverage. This important coverage is called Hydro Meteorological Phenomenon Coverage.

Therefore, timing is everything to cover one’s property and securing hurricane coverage prior to hurricane season is best as you will be sure to lock in the best rates and not be uninsured in the event of a hurricane is headed towards your most valuable asset in Mexico. This acts as a security blanket, an extra layer of protection to safeguard homeowners against catastrophic hurricane damage.

Prevent a Storm from Battering Your Home – Take These Preventative Steps

If one resides in a hurricane-prone zone, now is the time to equip themselves and protect their property against this type of disaster. Donot wait until a hurricane is on the prowl and headed towards your property in Mexico. Buying the right policy to safeguard one’s residence against hurricane-associated floods, winds, and vehicular damage is the best bet.

It is also necessary to check the policy coverage if any significant home upgrades have been made, particularly in the past months. It might demand increasing the limits to repair or rebuild the home without paying the expenses out of pocket.

Besides, one must evaluate the deductibles and make a home inventory to save themselves any hassles during the claim reporting. In the end, preparation is the solution to equip oneself for hurricane season.

Get Your Mexico Home & Condo Insurance Today!

Hurricanes are life-threatening, dangerous, and destructive storms. But, West Coast Global Insurance Services makes it easier for Mexico homeowners to invest in their hurricane protection needs. If one is looking for the most comprehensive Mexican insurance coverage online, click here or visit www.westcoastri.com today to choose a suitable policy.

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