Is Liability Insurance Included with Rental Cars in Mexico?

 The insurance laws in Mexico work a little differently than what we may be used to in the United States or Canada.

The straightforward answer to whether or not Mexican liability insurance is included when renting a car in Mexico is YES! Rental cars are already insured by the Rental car agencies you rent the vehicle from. You simply cannot rent and drive a car in Mexico without paying for Mexican liability insurance.

So, when you check out Mexico car rental quotes online, you might find ridiculously cheaper rates at a glance. The prices you see online exclude the Mexico insurance charges and other fees that are charged upfront. When you check out and receive the final bill to pay, most are unpleasantly surprised at the massive increase in daily rate.

By Mexican law, liability coverage is always included in the standard rental price. These standard Mexican liability policies do not provide coverage for fender-benders. The standard or basic coverage may be inadequate and leave you at the risk of being held liable for damages, if in an accident & damage is caused to the car you rented in Mexico.

A better way to prepare for your visit to Mexico? Rent a U.S.-registered vehicle and then call West Coast Global Insurance Services to help secure comprehensive Mexico Auto Insurance protection for your rented vehicle while driving in Mexico. Mexico does not accept U.S. auto insurance policies. Even your credit card insurance stands invalid to provide the coverage required when driving in Mexico. However, purchasing Mexico auto insurance from an authorized retailer, like West Coast Global Insurance Services will provide you the peace of mind you are seeking prior to crossing the border into Mexico. Mexico auto insurance for rental cars driving in Mexico will include comprehensive &collision, roadside assistance, medical insurance benefits, and a lump-sum liability limit. 

Liability Insurance offered by West Coast Global Insurance

When you buy your liability-only policy online, it may come in different packages. The costs, therefore, varies based on individual preferences. You can also purchase full coverage policy which will cover the vehicle for total or partial theft, physical damage, assistance services, and health and travel benefits.

At West Coast Global Insurance, they write both short-term and long-term auto insurance policies for autos rented and registered in the U.S. & or Canada. They provide Mexico Auto Insurance policies offered by such Mexico carriers as AIG Mexico, Qualities, CHUBB, El Aquila, and GNP & More.

With that said, the overall experience of driving in Mexico will be a breeze unless you are faced with the unexpected. Prepare yourself prior to your next trip to Baja or mainland Mexico and learn about the driving conditions & street & highway signs in Mexico prior to driving.

 In case of accidents or on-road emergencies, your West Coast Global Insurance policy will be there to protect you. Driving into Mexico without a suitable policy for your rented vehicle is a risky affair. The authorities can impound your car and detain the driver if there is no valid insurance or you cannot pay for the damages that may be sustained.

Looking to purchase Mexican insurance online? West Coast Global Insurance is here to assist. They are dedicated to protect their clients from a financial disaster if the rental car gets damaged from an unexpected accident in Mexico. Call them at (844) 924-2004 (U.S Toll-Free) to request a Mexico auto insurance quote or for better assistance.

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